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Is a cash-out refinance a good idea? Here’s what you should know.

When it comes to refinancing your home, a cash-out refinance loan can be an alluring option—especially if you are looking to make home improvements or consolidate high-interest debt. At Landmark National Bank, our mortgage specialists are here to detail the fundamentals of a cash-out refinance loan. In this guide, we will explain just exactly what […]

New Year, Safer You: Why Creating an Emergency Fund is a Top Priority

“Life comes at you fast.” A quote many of us are all too familiar with due to the COVID-19 pandemic. From small businesses permanently closing their doors to workers being laid off across the country, the ripple effect of COVID-19 sent financial shock waves through American households for months on end. Fortunately—due to recent vaccination […]

Community Reinvestment

CRA The Community Reinvestment Act (CRA) of 1977 was implemented by the regulatory agencies to ensure banks record their efforts in helping to meet the credit needs of its entire community, including low- and moderate-income neighborhoods. It also requires insured depository institutions make certain information available to the public. Landmark is committed to investing in […]

Protecting Your Small Business from Fraud-Related Chargebacks

If you are a small retail business owner with a brick-and-mortar store, you have likely realized that the way people are shopping is changing due to the ripple effect of COVID-19. As society continues to adapt to the pandemic and a resurgence of stay-at-home orders, online retail purchases have exploded—especially as consumers gear up for […]

How To Stay On Budget During the Holidays

From Thanksgiving to Christmas, the holiday season is one of unconditional giving. But, no matter if you’re traveling to spend quality time with loved ones or exchanging gifts with friends, all of that giving normally coincides with one thing: spending. Between buying groceries for holiday feasts, shopping for gifts online, and more, the average American […]

Online Banking: How To Make A Strong Password

If you use the internet on a regular basis, chances are you have to log in to one or more of your private accounts. Email accounts, social media accounts, online bank accounts, and more, most platforms that contain your personal information require you to sign in with a unique username and password to ensure your […]