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Personal Checking Accounts

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Take Control of Your Personal Finances

At Landmark National Bank, we offer five personal checking accounts for you to choose from, which means you can take control of your personal finances on your own terms. All our personal checking accounts come with convenient online and mobile options to make banking easier, plus a debit card that earns you Landmark Rewards. Have an account at another institution? We make it easy to switch! Download our Switch Kit and get all the forms you need to move your accounts to Landmark.

Our Personal Checking Account Options

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Account Name Opening Balance Earns Interest Minimum Balance Monthly Service Charge
Totally Free Checking $50 No $0 None
Smart Money Checking $50 Yes $0 None
Direct Interest Checking $50 Yes $0 $3.00, waived with monthly direct deposit
Stellar Checking $50 Yes, Tiered $1,000 $8.00, waived with minimum balance
New Start Checking $50 No $0 $12.95

Totally Free Checking Account

Looking for a free checking account without all the hassle? Our Totally Free Checking Account is your go-to solution. With this personal checking account, you gain access to:

  • Convenient e-Statements or paper statements
  • Landmark Visa® Debit Card with Rewards
  • Free Online Banking, Online Bill Pay, and Mobile Banking

Open your Totally Free checking account today!

Smart Money Checking Account

If you’re searching for a personal checking account that earns you premium interest when you bank electronically, our Smart Money Checking Account is right for you. This personal checking account gives you access to:

  • Premium interest on balances up to $25,000 when the following requirements are met during each monthly qualification cycle:
    • E-Statements
    • 2 electronic bill payments
    • 12 debit card transactions
  • Up to $30.00 in ATM charges refunded when qualifications are met each month
  • Convenient e-Statements (paper statements available for $3.00)
  • Landmark Visa® Debit Card with Rewards
  • Free Online Banking, Online Bill Pay, and Mobile Banking

Open your Smart Money Checking account today!

Direct Interest Checking Account

If you have direct deposit or an automatic payment plan with Landmark, our Direct Interest Checking Account might be right for you. This personal checking account gives you access to:

  • Competitive interest
  • No minimum balance required
  • Convenient e-Statements or paper statements
  • Landmark Visa® Debit Card with Rewards
  • Free Online Banking, Online Bill Pay, and Mobile Banking

If you do not have direct deposit at Landmark National Bank, this account will include a $3.00 monthly service charge.

Open your Direct Interest checking account today!

Stellar Checking Account

Ready for a personal checking account that earns you higher interest? With our Stellar checking accounts, you gain access to:

  • Competitive interest with two tiers – higher interest rate with balances of $2,500 or more
  • Landmark Visa® Debit Card with Rewards
  • Free Online Banking, Online Bill Pay, and Mobile Banking

If your Stellar checking account balance falls below $1,000, you will be responsible for an $8 monthly service charge.

Open your Stellar checking account Today!

New Start Checking Account

When you need a fresh start with your bank relationship, our New Start Checking Accounts may be right for you. With this personal checking account, you gain access to:

  • Low monthly service charge of $12.95
  • Convenient E-Statements or paper statements
  • Landmark Visa® Debit Card with Rewards
  • Free Online Banking, Online Bill Pay, and Mobile Banking

Get in touch with your nearest Landmark National Bank branch to learn more about our New Start Checking Accounts!

Open a Personal Checking Account with Landmark National Bank

When you need a personal checking account that suits your lifestyle, Landmark National Bank is here to help. Reach out to your local branch today to find out how our personal checking accounts can help you streamline your everyday banking needs.