Personal Checking

We have five personal checking accounts, so that you can bank the way that best fits your life. All of our checking accounts come with convenient online and mobile options to make banking easier, plus a debit card that comes with Landmark Rewards.

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Account Name Opening Balance Earns Interest Minimum Balance Monthly Service Charge
Totally Free Checking $50 No $0 None
Smart Money Checking $50 Yes $0 None
Direct Interest Checking $50 Yes $0 $3.00, waived with monthly direct deposit
Stellar Checking $50 Yes, Tiered $1,000 $8.00, waived with minimum balance
New Start Checking $50 No $0 $12.95

Totally Free Checking Account    
Hassle-free checking! And, it’s FREE!

  • Convenient e-Statements or paper statements
  • Landmark Visa® Debit Card with Rewards
  • Free Online Banking, Online Bill Pay and Mobile Banking
  • Open Totally Free Checking online!

Smart Money Checking Account
Earn premium interest when you bank electronically!

  • Premium interest on balances up to $25,000 when the following requirements are met during each monthly qualification cycle:
    • E-Statements
    • 2 electronic bill payments
    • 12 debit card transactions
  • Up to $30.00 in ATM charges refunded when qualifications are met each month
  • Convenient e-Statements (paper statements available for $3.00)
  • Landmark Visa® Debit Card with Rewards
  • Free Online Banking, Online Bill Pay and Mobile Banking
  • Open Smart Money Checking online!

Direct Interest Checking Account
If you have direct deposit or an automatic payment plan with Landmark, this may be the account for you.

  • $3.00 monthly service charge for accounts without direct deposit.
  • Competitive interest
  • No minimum balance required
  • Convenient e-Statements or paper statements
  • Landmark Visa® Debit Card with Rewards
  • Free Online Banking, Online Bill Pay and Mobile Banking
  • Open Direct Interest Checking online!

Stellar Checking Account
Earn higher interest with Stellar Checking Accounts.

  • Competitive interest with two tiers – higher interest rate with balances of $2,500 or more
  • $8 monthly service charge if balance falls below $1,000
  • Landmark Visa® Debit Card with Rewards
  • Free Online Banking, Online Bill Pay and Mobile Banking
  • Open Stellar Checking online!

New Start Checking Account
When you need a fresh start with your bank relationship.

  • Low monthly service charge of $12.95
  • Convenient E-Statements or paper statements
  • Landmark Visa® Debit Card with Rewards
  • Free Online Banking, Online Bill Pay and Mobile Banking