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Buy Your Christmas Gifts at the Right Time

The holidays are a season full of joy and magic. However, the most wonderful time of the year can also wreak havoc on your savings if you’re not careful. Once you’ve bought presents for family and friends, decorations, food, and new pajamas for everyone, you may look at your credit card statement and cringe. Thankfully, Landmark National Bank is here with tips on the best time to buy Christmas presents or presents for any other winter holiday.

When To Buy Christmas Gifts

There’s no single best time to buy Christmas presents, but there is a worst time: the day before Christmas. By that point, retail shelves will have been mercilessly picked over and left barren. Plus, you’re unlikely to find the best deals right before the holiday. Instead, start your holiday shopping early—the beginning of November at the latest. That way, you’ll have plenty of time to watch and wait for the best deals to pop up. Just make sure you have a good place to hide them, away from any prying eyes!

How To Find Christmas Gift Deals

It’s not hard to find great deals on Christmas gifts—most of the time, stores will send them right to you. Most online stores have some sort of free club, membership, or newsletter you can join with just an email address. These brands will then send you information on the specials they’re running, coupon codes you can use, and some sites will even give you free shipping just for signing up. You can even create a new email address just for these coupons, so they don’t clog up your inbox.

Black Friday Christmas Gift Deals

One important day to mark on your calendar for some of the best Christmas gift bargain hunting is Black Friday, the day after Thanksgiving. This shopping “holiday” has become so popular these days that it’s begun to creep into Thanksgiving itself, with many Black Friday deals now starting early Thursday evening. When Black Friday shopping, it’s a good idea to go in with a game plan. If you just show up at the mall to look around, you probably won’t find the best deals. Instead, do your research. Look up your favorite brands and their Black Friday specials so you know exactly where to go and when. Black Friday can be a great time to get great deals on higher-ticket items like TVs and appliances.

Cyber Monday Christmas Gift Deals

Cyber Monday, which began in 2005, is the internet’s answer to Black Friday. You won’t find Cyber Monday deals in stores, but the internet is full of them, many times extending into an entire “Cyber Week.” This massive online shopping holiday takes place the Monday after Thanksgiving, but most online stores will announce their deals well in advance. If you find a Cyber Monday deal that sticks out to you, copy the URL of the item and paste it into a document on your computer so you’ll remember exactly how to get there. If you’re a mobile phone shopper, text the link to yourself or save it in a note so you can find it quickly when Cyber Monday comes.

Homemade Christmas Gifts

If you’re on a strict budget this holiday season, remember that gifts don’t have to be expensive to be meaningful. If you have time to spare, consider making a homemade Christmas gift for your loved ones. If you’re a crafty type of person, you could crochet a scarf or blanket or stitch together a pillow. If you’re an avid baker, a tray of cookies or pan of fudge is never unwelcome. If you want to spoil your spouse or partner without breaking the bank, you could make a scrapbook of your relationship or take them to look at the prettiest Christmas lights.

Save Money for the Holidays With Landmark National Bank

However you choose to save money this holiday season, Landmark National Bank can help. Our personal savings accounts make it easy to save money for Christmas presents, and our personal checking accounts make purchases quick and easy, with access to a Landmark Visa debit card and perks like free online banking and e-statements. Shop for the best holiday bargains around with Landmark National Bank!

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